Surveillance camera installation is one of the best possible measures you can take to protect your business from criminal activity.
CCTV will deter criminals, reassure staff, assist the police in the identification of intruders, and generally make your property a safer place to be.
As a business, you are always looking for ways to increase profitability and reduce costs, and by lowering the risk of crime through CCTV installation, insurers may be willing to offer you lower premiums.
For those on construction sites or other remote locations, this could seem impossible, but a mobile CCTV tower could be the perfect solution.
Isn’t my business too small for CCTV?
For small-medium sized businesses, or those just starting out, CCTV can seem like an unnecessary expense.
Many people, falsely, believe that because their premises is small they are unlikely to be targeted, but the fact is that around 40% of all small businesses do experience a property or liability insurance claim at some point.
What’s worse is that due to their size, these companies are far less likely to be able to handle the costs of theft, or vandalism than major firms and failing to protect your site could have fatal consequences.
Installing CCTV is not simply beneficial, it is essential, acting as a major deterrent to potential criminals, helping the police to identify any intruder who does find their way onto your site, and significantly reducing the risk of an event that requires a property or liability claim.
How do security cameras reduce insurance premiums?
Insurance companies base their premiums on the perceived risk of a claim being made and the cost of a potential claim.
CCTV cameras, when installed properly by a professional security firm and monitored 24/7 from a central monitoring station, will significantly reduce this risk and could, therefore, result in discounted rates.
The first way that they will do this is by deterring criminals from targeting your property in the first place.
Many thieves are opportunistic, and unlike in the movies will not spend weeks on end ‘casing the joint’ before making their move.
Instead, they will simply move about a neighbourhood looking for any properties that appear to be poorly secured and chance their luck.
A visible CCTV tower system installed on your site, or even just a sign informing those nearby of its presence, is enough to deter all but the most determined criminals from targeting your business in the first place.
If a criminal persists, whether out of the belief they can avoid detection or because they are simply too drunk to care about being seen, CCTV footage will be invaluable to the police in identifying them, and potentially recovering any stolen goods.
The fact is that businesses with CCTV installed are far less likely to be the victim of crime and are, therefore, much less likely to make an insurance claim.
This will reassure insurers that the chances of them needing to pay out are low and you may be able to secure lower premiums as a result.
Does the type of CCTV system matter?
Absolutely! Security cameras vary hugely, from major integrated systems monitored 24/7 by trained security personnel to DIY cameras purchased from your local hardware store.
In recent times, the technology used in building site CCTV towers has evolved at an incredibly rapid rate improving in all aspects from the way live images are transmitted, to the quality of the images captured.
The features included in security cameras will be a significant factor in determining whether or not their installation will result in an insurance discount so make sure to check with your provider before making the investment.
Not only could this brief consultation result in lower insurance bills, but insurers know exactly what a good security system looks like so if they are satisfied this is a good indication that you have protected your property to good effect.
Identifying a good security system
Talking to your insurers will give you some idea as to what to look for in a security system.
However, NEVER forget that the main role of CCTV and every other aspect of your security system is to keep your property, and all those on it, safe from harm.
No-one knows how to do this better than a professional security firm. Here at V360 we deal with commercial property security every single day and have all the information you need to identify and install the perfect security measures on your site.
Furthermore, we provide both fixed and mobile CCTV solutions perfect for any property, no matter how remote or inaccessible, allowing us to design the perfect security solution for your specific needs.
Insurance companies base their premiums on the perceived risk of a claim being required, and the size of a potential claim, and we know exactly how to mitigate these risks.